Even In 14-Point Text, ‘Buyer Beware’ Is No Organizing Principle For Insurance Reform

Meg Murray and Heather Foster. Health Affairs Blog. November 3, 2020.

Short-term health plans are a threat, not a victory, for sick patients
Meg Murray, CEO, ACAP. The Hill, August 3, 2020

Efforts to resist “junk health insurance” in Congress and the courts
Meg Murray, CEO, ACAP. Annapolis Capital-Gazette, January 26, 2020

Trump’s “junk” health care plans threaten people with mental illnesses.
Mary Giliberti, CEO, NAMI. Salon, October 21, 2018.

What APA is Doing For You: Fighting to Protect Patient Protections in Insurance Law.
Saul Levin, M.D., MPA, CEO, American Psychiatric Association. October 17, 2018.

Short-term health plans = long-term problems.
Meg Murray, CEO, ACAP. Modern Healthcare. April 27, 2018.

Three ways ‘fake insurance’ is undermining the health coverage market.
Meg Murray, CEO, ACAP. Washington Examiner. April 26, 2018.

Short-Term, Limited-Duration Plans: A Disaster for Women and Families.
National Partnership for Women & Families (fact sheet.) April 2018.

Trump’s Insurance Changes Will Undermine Coverage.
Meg Murray, CEO, ACAP. Managed Healthcare Executive. March 6, 2018





Tightening the Rules Around Short-Term Health Insurance Plans Won’t Lead to More People Going Without Insurance (The Commonwealth Fund, October 5)

States fear ‘junk’ health plans might ensnare former Medicaid enrollees (POLITICO Pro [subscription], September 11)

As ACA Marketplace Enrollment Reaches Record High, Fewer Are Buying Individual Market Coverage Elsewhere (KFF, September 7)

Biden administration aims to crack down on short-term health plans, surprise medical billing (FIERCE Healthcare, July 7)  

Biden Administration Proposes Rule Cracking Down on Short-Term Health Plans (MedPage Today, July 7)  

Patients, Insurers Laud Biden Bid to Curb Short-Term Coverage (Bloomberg Law, July 7)  

Biden administration aims to roll back Trump expansion of short-term health plans (MarketWatch, July 7)  

3 reactions to Biden’s proposed ‘junk’ health insurance crackdown (Becker’s Payer Issues, July 7)  

Biden admin rolls back Trump-era expansion of short-term health plans (Healthcare Dive, July 7)  

Biden Proposes Restraints On Short-Term Health Insurance (Law360, July 7)

ACAP Calls on Administration to Tighten Rules on STLDI Plans (ACAP, March 21)

Senate Democrats call on HHS to address ‘junk plans’ (Washington Post, February 22)

Senators Baldwin, Murphy Lead 32 Colleagues Urging Biden Administration to Limit Availability of Junk Health Care Plans (Senators Tammy Baldwin (D-WI) and Chris Murphy (D-CT), February 22)

Rep. Castor Reintroduces Legislation to Throw Away Junk Plans For Good (Representative Kathy Castor (D-FL), February 2)

Pallone, Eshoo, Castor Urge Immediate Action from Biden Administration on “Junk” Short-Term, Limited Duration Insurance Plans (Representative Kathy Castor (D-FL), January 31)


The Feds Crack Down on Sham Insurance: New Court Order to Protect Consumers from Deceptive Marketing   (Center on Health Insurance Reforms, September 14)

Short-Term Health Insurance and the ACA Market. The Commonwealth Fund, March 16.

Disease took my brother. Our health-care system added to his ordeal. (Washington Post, opinion, March 11)

‘Junk plans’ are an increasing problem in the U.S. (Yahoo News, February 22)

Letter from 40 Senators to HHS Secretary Becerra Urging Limits to Sale, Availability of STLDI Plans (U.S. Senate, February 14)


‘An Arm and a Leg’: How to Avoid the Worst Health Insurance (Kaiser Health News, November 29)

Misleading Marketing of Non-ACA Health Plans Continued During COVID-19 Special Enrollment Period (Center on Health Insurance Reforms, October 29)

16 Stakeholders To Becerra: Reverse Short-Term Plan Rule (Inside Health Policy, August 4)

The Supreme Court Protected The ACA. Now, Let’s Protect Americans From Junk Insurance Plans (Health Affairs, July 7)

She’s stuck with $75k in bills after her ‘health care sharing ministry’ refuses to pay​ (Boston Globe, June 1)

He Bought Health Insurance for Emergencies. Then He Fell Into a $33,601 Trap. (ProPublica, May 8)

Sign-On Letter to Sec. Becerra on Short-Term Plan Regulations (Senators Tammy Baldwin  (D-WI) and Chris Murphy (D-CT))

It’s Time to Junk “Junk Insurance”. (Common Dreams, April 6)

Under-Covered: How ‘insurance-like’ products are leaving patients exposed. (The Leukemia and Lymphoma Society, March 2021)


Think Your Health Care Is Covered? Beware of the ‘Junk’ Insurance Plan (Kaiser Health News, December 4)

The Congressional Budget Office Definition of “Health Insurance” Leaves Room for Wide Coverage Gaps, Discrimination (Center on Health Insurance Reforms, November 19)

Election Issue Spotlight: “Junk” Insurance Makes a Pandemic Even Worse (The Health Care Blog, October 30)

“Trumpcare” Does Not Exist. Nevertheless Facebook and Google Cash In on Misleading Ads for “Garbage” Health Insurance. (ProPublica, October 20)

Baldwin, Murphy Call On Congressional Budget Office To Reexamine Junk Plans Offered By Private Insurers August 13

Short-term health plans leave patients holding the bag at the worst possible time The Hill, August 4

Comparing Short-term Health Plans is Practically Impossible for Consumers Center on Health Insurance Reforms, July 27

Limitations of Short-Term Health Plans Persist Despite Predictions That They’d Evolve The Commonwealth Fund, July 22

Short-term, limited-duration health plans assailed in Congressional Democrats’ report Association of Health Care Journalists, July 21

Appeals Court Upholds Rule Relaxing Short-Term Plan Restrictions Health Affairs, July 19

Appeals court upholds sale of short-term limited duration insurance plans Healthcare Finance News, July 18

Court backs Trump expansion of cheap health insurance plans Associated Press, July 18

Appeals court upholds Trump administration’s expansion of short-term health plans CNN, July 17

Court Of Appeals For D.C. Circuit Upholds Trump’s STLDI Expansion Health Leaders, July 17

Appeals Court Upholds Rule Expanding Short-Term Health Plans Wall Street Journal, July 17

Appeals court upholds Trump’s short-term plan expansion Modern Healthcare, July 17

Appeals court upholds Trump’s short-term health plan expansion Politico, July 17

Trump Wins on Obamacare Alternative, Appeals Court Upholds Bloomberg Law, July 17

Appeals court upholds Trump administration’s expansion of short-term plans Fierce Healthcare, July 17

 Appeals court upholds Trump admin’s expansion of short-term health plans Healthcare Dive, July 17

Administrative Actions To Reverse Sabotage and Lower Costs in the ACA Marketplaces Center for American Progress, July 15

U.S. House Investigation Offers New Evidence on the Dangers of Short-Term Plans Center on Health Insurance Reforms, July 9

Taking a broader view of “junk insurance” Brookings, July 6

Some Short-Term Health Plans Pay a 40% Commission: House Energy Investigators ThinkAdvisor, June 30

How Trump gave insurance companies free rein to sell bad health plans Vox, June 30

Short-term ‘junk’ plans widely discriminate against those with pre-existing conditions, House probe finds (Healthcare Dive, June 25)

Shorter-Term Health Plans Force Many to Pay for Lifesaving Treatments, Report Finds Wall Street Journal, June 25

Patients with Trump-Touted Insurance May Face Steep Virus Bills Bloomberg Law, May 6

Perspective from Brokers: The Individual Market Stabilizes While Short-Term and Other Alternative Products Pose Risks Urban Institute, April 16

Misleading marketing of short-term health plans amid COVID-19 Brookings, March 24

Court gathers by phone, YouTube for short-term health plan case Roll Call, March 20

Appeals court weighs legality of ‘junk’ insurance plans amid COVID-19 outbreak Modern Healthcare, March 20

It’s Kind of a Mess’: Phone Arguments Get Rocky Debut at DC Circuit During COVID-19 Pandemic National Law Journal, March 20

Short-term insurance challenger warns plans are a ‘threat to public health’ HealthCare Dive, February 27, 2020

Health Groups Bash Short-Term Insurance Rule At DC Circ. Law360, February 26, 2020

Advocates Call For STLD Plan Limits After Report Confirms High Costs Inside Health Policy, February 25, 2020

A Miami man who flew to China worried he might have coronavirus. He may owe thousands. Miami Herald, February 24, 2020

Fighting for Coverage  Managed Healthcare Executive, February 8, 2020

NC regulators see a rise in complaints about short-term health insurance North Carolina Health News, January 30, 2020

Critics: consumers should be wary of short-term health plans Associated Press, January 22, 2020


Report: Short-term health plans risk leaving patients uncovered. Wisconsin Examiner, December 12, 2019

Senators oppose CMS promoting short term, limited duration plans. Health Payer Intelligence, December 5, 2019

A doctor’s scribbled note leads to patient losing health insurance. Houston Chronicle, November 27, 2019

It’s Enrollment Time for Obamacare. New York Times, November 22, 2019

Critics say ‘junk plans’ are being pushed on ACA exchange. Washington Post, November 20, 2019

Buyer Beware: ‘Junk Plans’ Plague Health Care Market (Editorial)Pittsburgh Post-Gazette, November 8, 2019

A Woman’s Grief Led To A Mental Health Crisis And A $21,634 Hospital Bill. Kaiser Health News/NPR, October 31, 2019

Health Insurance That Doesn’t Cover the Bills Has Flooded the Market Under Trump. Bloomberg News, September 17, 2019

Health System Sues Thousands Of Patients, Seizing Paychecks And Claiming Homes. Kaiser Health News. September 10, 2019.

Short-term health plans spend little on medical care. Modern Healthcare, August 6, 2019

The Next Assault on Affordable Healthcare: Short-Term, Limited-Duration Health Plans. Forbes (opinion), July 12, 2019.

Florida Company Sued Over Sales of Skimpy Health Plans.. New York Times, June 12, 2019.

Pa. woman was convinced she bought Obamacare insurance. She got scammed by a look-alike website. Philadelphia Inquirer, May 22, 2019.

States Step Up to Protect Insurance Markets and Consumers from Short-Term Health Plans. The Commonwealth Fund, May 2, 2019.

Skimpy health plans touted by Trump bring back familiar woes for consumers. Los Angeles Times, April 2, 2019.

Commentary: Short-term, limited-duration health plans pose risks for patients, healthcare providers. Modern Healthcare, February 23, 2019.


Short-Term Health Insurance Isn’t As Cheap As You Think. Consumer Reports, October 2, 2018.

Affordable Health Insurance is On the Ballot in 2018Ms. Magazine. September 27, 2018.

Patient advocates, healthcare groups sue Trump administration to preserve insurance protections. Los Angeles Times. September 14, 2018.

Lawsuit aims to block Trump ‘short-term’ health plans. Associated Press, September 14, 2018.

Lawsuit Seeks to Block Trump Health Insurance Effort. Wall Street Journal, September 14, 2018.

Health Groups Sue Over Short-Term Insurance PlansRoll Call. September 14, 2018.

Health groups sue to block Trump expansion of non-ObamaCare plans. The Hill. September 14, 2018.

Patient groups sue Trump administration over short-term health plans. Washington Examiner. September 14, 2018.