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ACAP Preferred Vendors

Reinsurance Services

Dubraski & Associates

Dubraski & Associates is a privately-held, independent insurance brokerage and consulting company that specializes in providing unbiased solutions to the health care and managed care industries across all lines of business.

While we work exclusively with health care organizations such as hospitals, physician groups, health insurance cooperatives, and Accountable Care Organizations (ACOs), we are by a wide margin the largest broker providing reinsurance solutions to health plans, of which a large percentage are Medicaid HMO’s.

In addition to health plan reinsurance, we have expertise in insurance programs for the managed care industry such as E&O, D&O, Data Privacy & Security and other property and casualty lines. 

Dave Kalb

(651) 789-1390 | (651) 260-0989 cell

Cathy Sussman
(952) 426-0803 | (612) 396-7241 cell

Tracy Hoffman
(860) 927-0995 | (860) 318-1237 cell


RBS Re, an HM Insurance Group Program, provides reinsurance and stop loss solutions to Health Plans, Capitated Providers, and Insurance Companies for their fully-insured and self-funded membership.

RBS Re’s reinsurance and stop loss products are backed by the financial strength and stability of companies owned by the HM Insurance Group.

The insurance companies of HM Insurance Group hold "Excellent" ratings from A.M. Best Company, one of the nation's oldest and most respected rating agencies. The Excellent ratings reflect the company's ability to meet the financial obligations of its policyholders.

Alexander Soria
7301 Southwest 57th Court, Suite 450, South Miami, FL 33143
(305) 262-2662 x 2100 | (305) 775-6908 cell 

Summit Re

Summit Reinsurance Services, Inc. (Summit Re) is a managing general underwriter and reinsurance advisor, working with health insurers and managed care organizations from coast to coast.  We help our customers analyze, manage and transfer risk to protect their financial stability.  As consultants and advisors, we also help companies formulate and implement new products and strategies.

Summit Re was founded on four main principles:

  • Practice consistent and fair underwriting, which will produce balance sheet stability for our customers and a profit for our reinsurer.
  • Deliver benchmark customer service at efficient expense levels.
  • Offer value-added managed care programs to complement those of our customers, particularly in high-cost areas such as organ transplantation, severe trauma, cancer and complex neonates.
  • Provide products and services to assist managed care customers desiring to expand into other fully-insured PPO/point-of-service/out-of-area programs, employer stop loss markets and group ancillary products.

Summit Re has had an exclusive relationship with Swiss Re for the provision of HMO excess, provider excess and carrier medical excess coverage since Summit Re’s inception in 1999.  Swiss Re was founded in Zurich, Switzerland in 1863. Operating in more than 25 countries through 79 offices, Swiss Re provides its expertise and services to clients in over 160 countries throughout the world.  Swiss Re is an innovative and diversified professional reinsurer, with shareholder equity of $31.9 billion.  

Brian Fehlhaber
Vice President
(260) 469-3004 | (260) 437-4485 cell