DotNetNuke DNN Hosting

ACAP Preferred Vendors

Reinsurance Services

Dubraski & Associates

Dubraski & Associates is a privately-held, independent insurance brokerage and consulting company that specializes in providing unbiased solutions to the health care and managed care industries across all lines of business.

While we work exclusively with health care organizations such as hospitals, physician groups, health insurance cooperatives, and Accountable Care Organizations (ACOs), we are by a wide margin the largest broker providing reinsurance solutions to health plans, of which a large percentage are Medicaid HMO’s.

In addition to health plan reinsurance, we have expertise in insurance programs for the managed care industry such as E&O, D&O, Data Privacy & Security and other property and casualty lines. 

Dave Kalb

(651) 789-1390 | (651) 260-0989 cell

Cathy Sussman
(952) 426-0803 | (612) 396-7241 cell

Tracy Hoffman
(860) 927-0995 | (860) 318-1237 cell


RBS Re, an HM Insurance Group Program, provides reinsurance and stop loss solutions to Health Plans, Capitated Providers, and Insurance Companies for their fully-insured and self-funded membership.

RBS Re’s reinsurance and stop loss products are backed by the financial strength and stability of companies owned by the HM Insurance Group.

The insurance companies of HM Insurance Group hold "Excellent" ratings from A.M. Best Company, one of the nation's oldest and most respected rating agencies. The Excellent ratings reflect the company's ability to meet the financial obligations of its policyholders.

Alexander Soria
7301 Southwest 57th Court, Suite 450, South Miami, FL 33143
(305) 262-2662 x 2100 | (305) 775-6908 cell 

Summit Reinsurance Services

Summit Re is a managing general underwriter (MGU) and reinsurance advisor working with health insurers and managed care organizations to analyze, manage, and transfer risk to protect their financial stability. As consultants and advisors, Summit Re also helps companies formulate and implement new risk strategies and products to enable them to accomplish their objectives.

Summit Re was founded on four main principles:

  • Practice consistent and fair underwriting, which will produce balance sheet stability for our customers.
  • Deliver benchmark customer service at efficient expense levels.
  • Offer value-added managed care programs to complement those of our customers, particularly in high-cost areas such as organ transplantation, severe trauma, cancer and complex neonates.
  • Provide products and services to assist managed care customers desiring to expand into other fully-insured PPO/point-of-service/out-of-area programs, employer stop loss markets and group ancillary products.

On behalf of its reinsurer, Summit Re provides pricing and underwriting, proposal and treaty preparation and issuance, and premium and claim administration services. Its portfolio of risk-mitigating solutions allows Summit Re to address the entire catastrophic health insurance market with a presence in every market related to excess-of-loss medical risk.  

Summit Re also offers an array of managed care programs, known as Summit ReSources, which provides cost savings to clients through care management focused on clinical outcomes.  

Brian Fehlhaber
Vice President
O: (260) 469-3004 | C: (260) 437-4485
7030 Pointe Inverness Way, Suite 350